This is the second installment of 11 Things You Need to Know Before Hiring a Landscaping Company which can also be downloaded as a free eBook.
If you’ve made the decision to use a landscaper, it’s incredibly important to check them out. You should never hire a Naples landscaping company that doesn’t carry insurance.
Ask your landscaper if they have Liability and Workers’ Compensation Insurance. Liability Insurance protects a landscaper from being sued for negligence or injury. Workers’ Compensation Coverage covers workers who hurt themselves while working on the job. When your landscaper has insurance coverage, they will pay for medical expenses, lost wages and other unexpected costs of an accident.
Remember to always ask to see proof of insurance. Read the documents carefully and ask yourself these questions:
- Is it current? Check for the expiration date.
- Does it list the correct agency/organization name?
- Does it look legitimate? If it arouses even a small suspicion, you should call the insurance provider to double check.
What can happen if you don’t use an insured Naples landscaping company?
If your landscaper or one of his workers is accidentally injured while working on your property, you could be held responsible. If they purchase materials that are used on your property but haven’t paid for them – the original supplier can sue you for the cost. They even have the option of putting a lien on your property until they are paid.
By the same token, subcontractors or other workers on your landscaping job can sue you for wages if they were never paid.
By hiring fully insured landscaping professionals, you can protect yourself, your home and your wallet.
Our Naples landscaping company is fully licensed and insured. Our goal is to provide you with the highest quality product and professional standards that everyone deserves. See what our satisfied customers have said about our company. To learn more about us or to receive a quote for your new landscape, contact us online, call 239-772-2607, or connect with R & R Sprinkler & Landscape on Facebook.